SBB Pension Fund optimizes valuation and sustainability with Wüest Partner software solutions

With Wüest Dimensions and Wüest Refurb, SBB Pension Fund has created a sound basis for decision-making across its mortgage portfolio, system­at­i­cally aligning financial objec­tives with sustain­ability consid­er­a­tions.

The SBB Pension Fund (PK SBB) is one of Switzerland’s largest pension insti­tu­tions, respon­sible for occupa­tional provi­sions for employees and retirees of SBB and affil­iated companies. As a long-term investor, it carries signif­icant respon­si­bility towards its insured members, partic­u­larly regarding the sustainable and risk-optimized investment of capital.

Mortgage lending plays a central role, with PK SBB having invested over CHF 2 billion in mortgages. Approximately one-third of that figure is allocated to owner-occupied properties and two-thirds to investment assets. The entire portfolio is managed and admin­is­tered indepen­dently, placing high demands on reliable data and a sound basis for decision-making.

Reliable assessments for informed decisions

To meet these require­ments, PK SBB has been relying on Wüest Partner’s expertise for many years, using Wüest Dimensions for profes­sional real estate valuation. The solution combines industry-recognized valuation models with compre­hensive market and location infor­mation, deliv­ering dependable and trans­parent results. For PK SBB, this forms the basis for accurate risk assessment and informed lending decisions.

Greater efficiency in client advisory

A key advantage is the platform’s direct applic­a­bility in daily opera­tions. PK SBB’s customer advisors can create assess­ments indepen­dently while accessing consistent, up-to-date data at all times. This increases efficiency while also accel­er­ating the lending process.

With Wüest Dimensions, we have a reliable and immedi­ately available valuation foundation that signif­i­cantly simplifies our decision-making processes. The combi­nation of recog­nized valuation models and compre­hensive market and location infor­mation sets the solution apart.

– Patrick Zuber, COO and Deputy Managing Director at SBB Pension Fund.

Systematic sustainability integration

The renovation and sustain­ability calcu­lator within Wüest Refurb offers further signif­icant added value. The solution provides both PK SBB’s clients and advisors with a struc­tured assessment of their properties’ renovation require­ments, while simul­ta­ne­ously analyzing building-specific CO₂ emissions. This allows financial decisions to be effec­tively aligned with sustain­ability objec­tives and supports the targeted planning of measures to preserve long-term asset value. As a mortgage lender, PK SBB has a vested interest in supporting clients in the sustainable devel­opment of their properties.

A trusted partnership

The long-standing collab­o­ration with Wüest Partner is defined by relia­bility, deep expertise, and continuous further devel­opment of the solutions used. Wüest Partner’s specialists are also on hand to advise on complex issues.

Added value at a glance

Wüest Partner’s solutions enable SBB Pension Fund to carry out efficient, high-quality real estate valua­tions, assess risks and asset values based on facts, and system­at­i­cally integrate sustain­ability into its decision-making. At the same time, its clients benefit from faster, more reliable financing solutions.