SBB Pension Fund optimizes valuation and sustainability with Wüest Partner software solutions

With Wüest Dimensions and Wüest Refurb, SBB Pension Fund has created a sound basis for decision-making across its mortgage portfolio, systematically aligning financial objectives with sustainability considerations.

The SBB Pension Fund (PK SBB) is one of Switzerland’s largest pension institutions, responsible for occupational provisions for employees and retirees of SBB and affiliated companies. As a long-term investor, it carries significant responsibility towards its insured members, particularly regarding the sustainable and risk-optimized investment of capital.

Mortgage lending plays a central role, with PK SBB having invested over CHF 2 billion in mortgages. Approximately one-third of that figure is allocated to owner-occupied properties and two-thirds to investment assets. The entire portfolio is managed and administered independently, placing high demands on reliable data and a sound basis for decision-making.

Reliable assessments for informed decisions

To meet these requirements, PK SBB has been relying on Wüest Partner’s expertise for many years, using Wüest Dimensions for professional real estate valuation. The solution combines industry-recognized valuation models with comprehensive market and location information, delivering dependable and transparent results. For PK SBB, this forms the basis for accurate risk assessment and informed lending decisions.

Greater efficiency in client advisory

A key advantage is the platform’s direct applicability in daily operations. PK SBB’s customer advisors can create assessments independently while accessing consistent, up-to-date data at all times. This increases efficiency while also accelerating the lending process.

With Wüest Dimensions, we have a reliable and immediately available valuation foundation that significantly simplifies our decision-making processes. The combination of recognized valuation models and comprehensive market and location information sets the solution apart.

– Patrick Zuber, COO and Deputy Managing Director at SBB Pension Fund.

Systematic sustainability integration

The renovation and sustainability calculator within Wüest Refurb offers further significant added value. The solution provides both PK SBB’s clients and advisors with a structured assessment of their properties’ renovation requirements, while simultaneously analyzing building-specific CO₂ emissions. This allows financial decisions to be effectively aligned with sustainability objectives and supports the targeted planning of measures to preserve long-term asset value. As a mortgage lender, PK SBB has a vested interest in supporting clients in the sustainable development of their properties.

A trusted partnership

The long-standing collaboration with Wüest Partner is defined by reliability, deep expertise, and continuous further development of the solutions used. Wüest Partner’s specialists are also on hand to advise on complex issues.

Added value at a glance

Wüest Partner’s solutions enable SBB Pension Fund to carry out efficient, high-quality real estate valuations, assess risks and asset values based on facts, and systematically integrate sustainability into its decision-making. At the same time, its clients benefit from faster, more reliable financing solutions.